Checking Accounts

Personal Banking

couple looking at banking report

Regular Checking Account

Minimum Balance to Open the Account

You must deposit $100.00 to open this account.

Service Charge Schedule

Minimum Daily BalanceMonthly Service Fee

Minimum Daily Balance


$500 and Above

Monthly Service Fee


No charge

Minimum Daily Balance


$400 to $499.99

Monthly Service Fee


$3.00

Minimum Daily Balance


$300 to $399.99

Monthly Service Fee


$4.00

Minimum Daily Balance


If balance falls below $300

Monthly Service Fee


$5.00

These fees will not apply to seniors 65 years of age or over, if we have been so notified.

Periodic Statement
Your account statement will be generated monthly.

Fees
A debit transaction fee of $.15 will be charged for each debit transaction if the balance in the account falls below $500.00 on any day in the statement cycle. This fee will not apply to seniors 65 years of age or over, if we have been so notified.

Silver Dollar Club Account

Minimum Balance to Open the Account
You must deposit $100.00 to open this account.

Fees
A flat fee will be charged to this account each monthly statement cycle depending on the amount of Accidental Death & Dismemberment insurance coverage obtained**.

  • Silver Dollar Club (“Silver Plan A”) –  $9.00
    • $15,000 coverage; if joint account, each party is covered $7,500
  • Silver Dollar Club Plus (“Silver Plan B”) – $10.00
    • $30,000 coverage; if joint account, each party is covered $15,000

**At age 70, the insurance coverage is reduced by 50%.

Periodic Statement
Your account statement will be generated monthly.

 Additional Benefits

  • Accidental death & dismemberment insurance
  • No charge for basic club checks
  • No charge for cashier’s checks, notary services, and copies (limit 25 per month)
  • Payment card protection
  • Card patrol
  • Credit alert & credit information hotline
  • Identity theft insurance
  • Identity fraud support service
  • Hotel savings network

NOW Account*

(Corporations and partnerships are not eligible for NOW accounts)
This is an interest-bearing account.

Minimum Balance to Open the Account
You must deposit $100.00 to open this account.

Service Charge Schedule

Minimum Daily BalanceMonthly Service Fee

Minimum Daily Balance


$500 and Above

Monthly Service Fee


No charge

Minimum Daily Balance


$400 to $499.99

Monthly Service Fee


$4.00

Minimum Daily Balance


$300 to $399.99

Monthly Service Fee


$5.00

Minimum Daily Balance


If balance falls below $300

Monthly Service Fee


$6.00

Fees 
A debit transaction fee of $.15 will be charged for each debit transaction if the balance in the account falls below $500.00 on any day of the statement cycle.

*Call Arrowhead Bank for rates.

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Bluebonnet Club NOW Account*

This is an interest-bearing account.

Minimum Balance to Open the Account
You must deposit $100.00 to open this account.

Eligibility
To qualify for this account, you must be 55 years of age or over and have an aggregate balance of $3,000.00 in all deposit accounts.

Additional Benefits

  • No charge for basic Bluebonnet Club checks.
  • No charge for cashier’s checks, and notary service.
  • 50% off the annual rental or renewal fee for any safe deposit box, up to and including 5×10 size – subject to availability.

*Call Arrowhead Bank for rates.

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Super NOW Account*

(Corporations and partnerships are not eligible for NOW accounts)

This is an interest-bearing account.

Minimum Balance to Open the Account

You must deposit $100.00 to open this account.

Service Charge Schedule

Minimum Daily BalanceMonthly Service Fee

Minimum Daily Balance


Above $2500

Monthly Service Fee


No charge

Minimum Daily Balance


$500 to $2499.99

Monthly Service Fee


$5.00

Minimum Daily Balance


$400 to $499.99

Monthly Service Fee


$9.00

Minimum Daily Balance


$300 to $399.99

Monthly Service Fee


$10.00

Minimum Daily Balance


If balance falls below $300

Monthly Service Fee


$11.00

Fees
A debit transaction fee of $.15 will be charged for each debit transaction if the balance in the account falls below $500.00 on any day of the statement cycle.

*Call Arrowhead Bank for rates.

Click here for disclosures